Wednesday, May 29, 2013

DISASTER ASSISTANCE


If you sustained losses or damage from severe storms or flooding you may be eligible for disaster aid.


You can call to Apply:  1-800-621-FEMA (3362)
The TTY number is 1-800-462-7585
For 711 or Video Relay Service, call 1-800-621-FEMA (3362)
For more information or to Apply: www.DisasterAssistance.gov
Or Apply on your smartphone at:  m.fema.gov

When you apply for disaster assistance please have the following available:
  • Social Security Number (including your spouse’s)
  • Private insurance information, if available
  • Address and zip code of the damaged property
  • Directions to the damaged home or property
  • Daytime telephone number
  • A telephone number where we can reach you or leave a message
  • An address where you can get mail
  • If you want your disaster assistance funds sent directly to your bank, provide the FEMA agent with your bank account type (savings/checking), account number and routing number


Disaster recovery assistance for eligible recipients is available without regard to race, color, gender, religion,
national origin, age, disability, English proficiency or economic status.

Source: Geneva Chamber email
                                                                                                   

Bank Approves $39 Million in Export Credit Insurance for Minnesota Small Business


April 5, 2012 - 3:30pm
Exporter: BendTec – Duluth, Minnesota
Destination: India
Ex-Im Bank Product: Buyer Financing
Jobs Supported: 50 retained employees (and up to 40 to be rehired)
BendTec, a company started in 1916, provides steel bending and fabrication to a variety of industries. With Ex-Im Bank's nonpayment risk support, this small business of 109 employees obtained a large contract that will maintain and increase jobs in Duluth, Minnesota.
The Bank approved a $39 million single-buyer export credit insurance policy for BendTec that will allow it to sell fabricated high pressure piping, bends and fittings to Technopromexport in Moscow, Russia. BendTec's products will be exported to India for installation at the Barh super thermal power project.
The purchase by Technopromexport represents BendTec's largest ever awarded contract. On its own, BendTec was unable to accept the risk of nonpayment for a contract of this size. However, with the backing of Ex-Im Bank's insurance and a $22 million working capital lender loan guarantee BendTec was able to secure this contract and retain at least 50 employees. This export sale will also allow the company to rehire up to 40 additional employees who had previously been laid off during the economic crisis.
BendTec's export credit insurance policy was brokered by Trade Acceptance Group, a Midwest-based specialized trade finance company, who helped arrange the transaction. The working capital loan was obtained from JPMorgan Chase.
"We are grateful to Ex-Im Bank for providing us with the necessary insurance to mitigate our payment risk," said BendTec Vice President and CFO Tom Conrad. "We wish to thank Ex-Im Bank and JPMorgan Chase for supporting us on this project and for allowing us to enter overseas markets we are less familiar with. These markets are necessary for us to grow our business in these economically challenged times."

Friday, May 24, 2013

Hackers Focus on Hitting Small Businesses

Cyber attacks on small businesses continue to rise. Internet security provider Symantec reports that small companies were the focus of 31% of all cyber attacks in 2012, up from only 18% in 2011.

Small businesses are the new target because they're easy to breach and have a false sense of security. Many believe that no one would gain anything by attacking them, but that's often not true. Hackers attack hoping to find customer data, intellectual property and small business bank account information. For example, hackers can plant malware on websites to grab data from online transactions. Knowledge workers and sales employees are also regular targets.

Protecting your computers may not be enough, either. Attacks on mobile devices continue to increase as the devices become more popular.
Source: Smallbiztrends.com, April 20, 2013    

Tuesday, May 14, 2013

How a Community Pracices Self-Help: The Springfield Angel Network and the Springfield, (Missouri) Area Chamber of Commerce - A non-profit introduction network for investors

The Springfield Angel Network is a non-profit organization interested in introducing entrepreneurs from southwest Missouri to individuals capable of investing financially. 

Formed in 2008, the network is a collaborative effort of its members, including the Springfield Area Chamber of Commerce, the Edward Jones Center for Entrepreneurship & Innovation at Drury University and Jordan Valley Innovation Center/Springfield Innovation, Inc. at Missouri State University.

The Springfield Angel Network was created to meet the early capital needs of local university and private-sector entrepreneurs. As an introduction network, it’s designed for “accredited investors” wishing to take an active role in their investment decisions, while playing a critical role in bringing to market exciting ideas generated in university labs and private businesses throughout southwest Missouri. The private capital supplied by angel investors is an important requirement for creating new products, services and jobs in our region.  

The purpose of the Springfield Angel Network is to introduce accredited investors to potential funding opportunities through invitation-only presentation events. Springfield Angel Network participants are under no obligation to invest in any particular opportunity, and are not subject to an annual minimum investment. Participants should understand the risks associated with early stage investments, be willing to conduct any and all necessary due diligence, and be financially able to withstand the loss of their investments. Participants interested in a funding opportunity work directly with the entrepreneur and other interested participants to formalize any potential investments.

Individuals interested in the joining the Springfield Angel Network must complete an application confirming their status as an “accredited investor,” defined as a person whose individual net worth, or joint net worth with a spouse, exceeds $1m excluding primary residence; or, a person whose individual annual income exceeds $200k, or whose joint annual income with a spouse exceeds $300k.  

Springfield Angel Network investors: 
• Are willing to accept higher risks associated with a potentially high return on investment 
• Want to take an active role in their investing 
• Wish to use their skills and experience to help build business 
• Want to contribute to our local economic health by providing access to capital 

For entrepreneurs seeking funding, please contact:
Brian Kincaid
The eFactory at Missouri State University
(417) 836-5685

For more information about becoming a Springfield Angel Network investor, contact:  
Jen Johnson
Springfield Area Chamber of Commerce
(417) 862-5567

Download printable flyer.

Download the Springfield Angel Network 2011 Annual Report.

Source: Springfield Chamber Website - 05/14/13

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John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, Visitor Maps and Publications, Economic Development magazines and Chamber of Commerce Maps. Contact John at (800)-600-0134 x239.



10 Simple Blog Improvement Steps


By Shawn Hessinger
Shawn is a journalist and social media networker with more than a decade of experience in the traditional newspaper business before moving to the digital world. He was the former community manager of BizSugar and the former community editor at AllAnalytics, a site dedicated to professionals in the business intelligence and analytics community.
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Social media platforms like Twitter and Facebook enjoy huge popularity, but blogs are still an important tool for small business marketing.
Jennifer Bourn, Owner and Creative Director for Sacramento WordPress Web design and branding firm, Bourn Creative, claimed they are “no longer optional for small businesses” in a recent guest post at The Sacremento Business Journal.
So if you don’t yet have a blog – start one. And if you do have one, apply the blog improvement steps below to kick it up a notch.

10 Simple Blog Improvement Steps

Make Things More Personal ~ Huffington Post
Publishing a blog for your business is great, says tech writer Drew Hendricks. But sometimes business blogs can get a bit too…well, business-y. Instead, Hendricks suggests adopting a more personal approach by letting readers know more about the people behind the blog. Here are some of Hendrick’s specific suggestions.
Choose a Monetization Strategy ~ Remarkablogger
Say you start a blog to promote your freelance services. Wouldn’t it be great to diversify a bit and find other ways your blog could generate revenue for your business? One option suggested by blogging consultant Michael Martine is the use of affiliate marketing, which can deliver more steady income even when other aspects of your business are in a dry spell.
Build a Powerful Network ~ MyWifeQuitHerJob
Blogger Tom Ewer insists the two secrets to creating a successful blog are to create great content and to create a network or community of like-minded people who will happily share that content for you. Ewer shows you what building relationships can do for your blog and a simple strategy for creating those relationships.
SEO and marketing copywriter Belinda Weaver insists a great opening for your blog post is the key to getting readers to give your post their attention and return to your blog week after week for more. Weaver says great blog openings begin with a great title and go on to intrigue, startle and touch readers on a personal level. Here is her recipe for success.
Recruit Some Guest Bloggers Ms. Ileane Speaks
Ileane Smith, owner of Basic Blog Tips, shares her personal experience opening her site to guest bloggers. She says the process gave new and seasoned bloggers a chance to promote themselves and share their writing while also promoting her blog’s community. But Smith says blog owners need to take steps to vet guest bloggers to make sure they and their content are right for the blog.
Don’t Overdo the Keywords ~ Search Engine Roundtable
Industry observer Barry Schwartz shares the advice of Google Webmaster Trends Analyst John Mueller to a site owner on a forum. The site owner was confused about why his seven year old site was failing to rank for its keyword. Mueller explained the site currently contains over 1000 mentions of a single keyword. That’s too much of a good thing for Google. Don’t overdo it on keywords, Mueller says.
Use Vine and Instagram ~ Chris Brogan
As a way of enhancing your message on your blog and other social media, Chris Brogan suggests participating with what he calls “outlier social media tools” like Vine and Instagram. Check out these tools as a way of being a bit more human and creating what Brogan calls “bitesize” content. All the while you’re boosting your blog’s brand and building more community.
Set Up Google Authorship ~ Trafficado
Rob Parsons suggests some tips for improving the SEO and effectiveness of your blog. Among those suggestions is taking advantage of Google Authorship. The process involves verifying your identity with Google as the author of specific posts. The idea is that Google will favor authors who regularly create quality content, allow your image to appear next to content in search and thus improve click through.
Blogger Scott Dudley writes about the increasing popularity of mobile devices and the need to be sure you make your blog mobile friendly. With a growing number of potential readers using mobile devices, Dudley says making your blog mobile friendly is a simple way to grow your audience. Dudley also offers some simple options for making your blog accessible to readers interested in accessing your site through a mobile device
Start Allowing Online Payments ~ Famous Bloggers
If your blog promotes products or services offered by your business, it’s time to make sure customers visiting your business blog 24/7 will be able to pay online for those products or services. Blogger Laura Burkley offers benefits for accepting online payments on your blog. She also suggests some simple ways set up online payments for your business.

Monday, May 13, 2013

Monday Chamber Executive Reading List : 7 Measures of Success: What Remarkable Associations Do That Others Don't - Revised and Updated Edition - April 2012

7 Measures of Success: What Remarkable Associations Do That Others Don't - Revised and Updated Edition- April 2012


ASAE: The Center for Association Leadership 



Seven commitments consistently honored by the great associations that set them apart from the merely good:

  • A customer service culture
  • Alignment of products and services with mission
  • Data-driven strategies
  • Dialogue and engagement
  • CEO as a broker of ideas
  • Organizational adaptability
  • Alliance building
  • Friday, May 10, 2013

    Census Bureau to Hold Webinar on May 15 for App Developers Participating in American Community Survey Challenge

    Developers challenged to build apps that use ACS statistics for economic development or disaster planning
    What:
    The U.S. Census Bureau has joined other federal agencies and nonprofit organizations to issue a challenge to participants in the National Day of Civic Hacking. To assist developers planning to participate in the event, the Census Bureau will hold a webinar with information on how to access the Census Bureau's open application programming interface and tips for using American Community Survey statistics.
    The Census Bureau has issued "The Census American Community Challenge," which asks developers to use publicly available American Community Survey statistics in the agency's open API. Participants are asked to develop an application that helps communities either with economic development or with disaster planning. Note: Privacy and confidentiality are core commitments of the Census Bureau. No confidential or personally identifiable information is available.
    The webinar will show developers the basics of using American Community Survey statistics, provide an overview of Census Bureau geographies and show them how to access the statistics through the API. They will also have the opportunity to ask questions.
    The Census Bureau's API and participation in this national event open up Census Bureau statistics beyond traditional uses, giving developers in research, business and government the means to customize the statistics into applications that their audiences and customers need. The National Civic Day of Hacking brings together citizens, software developers and entrepreneurs from across the nation to collaboratively create, build and invent solutions using publicly released data, code and technology to solve challenges relevant to neighborhoods, cities, states and the nation.
    With the release of this API and other upcoming forward-looking online communications improvements, the Census Bureau is meeting the goals of the Digital Government Strategy to make information more transparent and customer-centered.
    When:
    Wednesday, May 15, 1 p.m. EDT
    Who:
    Tim Gilbert, survey statistician, American Community Survey Office
    Michael Ratcliffe, assistant division chief, Geocartographic Products and
    Criteria, Geography Division
    Bill Rankin, information technology specialist, Research & Methodology Directorate
    Where:
    To participate in the webinar, please register online here. You will receive a confirmation email once you have registered.
    -X-
    Source: www.census.gov

    John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, Visitor Maps and Publications, Economic Development magazines and Chamber of Commerce Maps. Contact John at (800)-600-0134 x239.




    Thursday, May 9, 2013

    Trade Finance Guide: A Quick Reference for U.S. Exporters - Available for download in PDF format in an English version and in a Spanish version.


    Trade Finance Guide: A Quick Reference for U.S. Exporters

    Trade Finance Guide: A Quick Reference for U.S. Exporters is designed to help U.S. companies, especially small and medium-sized enterprises, learn the basics of trade finance so that they can turn their export opportunities into actual sales and achieve the ultimate goal of getting paid—especially on time—for those sales. Concise, two-page chapters offer the basics of numerous financing techniques, from open accounts, to forfaiting, to government assisted foreign-buyer financing.
    The current edition of the Trade Finance Guide was published in November 2012.
    Trade Finance Guide - English Version Trade Finance Guide - Spanish Version

    Availability

    Use the links to the left to navigate the Trade Finance Guide by chapter.
    In addition, the complete Trade Finance Guide is available for download in PDF format in an English version and in aSpanish version.
    For more information, contact the author of the Guide:
    Yuki Fujiyama
    Office of Financial Services Industries
    202-482-3468
    Source: Export.gov

    John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, Tourist Publications, Economic Development magazines and Maps . Contact John at (800)-600-0134 x239.


    Venture Capital - What is the Small Business Administration's role?


    The U.S. Small Business Administration does not provide financing directly to small business, but does work with private sector partners to enhance the availability of growth capital. If you’re looking for financing for your company, the programs below may be helpful.

    • SBIC Program: Seeking Financing for your Small Business
      The following information is intended primarily for small business owners seeking financing for their business.  For prospective SBIC fund managers, limited partners, current SBIC licensees or other stakeholders, please refer to the SBIC ...
    • PRIME Program
      What is PRIME? The SBA’s Program for Investment in Micro-Entrepreneurs (PRIME) provides assistance to various organizations. These organizations help low-income entrepreneurs who lack sufficient training and education to gain access to ...

    Source: SBA

    John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, Tourist Publications, Economic Development magazines and Maps . Contact John at (800)-600-0134 x239.

    Wednesday, May 8, 2013

    Folllow-up to MAKO Conference in Branson Area, Missouri and other notes


    1. Economic Development: At the MAKO conference for chamber executives, I picked up some incredible information on Economic Development (32 factors to measure and track). Start-up metrics, multi-partner project-management Excel template. Please call or email if you would like it sent to you.

    2. Veteran Village Profile salesperson and project manager Bill McIlwaine has survived his first winter on the West Coast of Michigan and is permanently headquartered in Saugatuck, Michigan. He is finishing up a map project in Clarkston.

    3. Village Profile is looking forward to working with chambers across the United States right now to create maps, chamber directories and community profiles for late fall and winter distribution.

    Village Profile is the nation’s #1 Chamber specialty firm, helping chambers reduce cost, providing turn-key chamber map and directory solutions including pre-press and design, editorial content creation, gloss magazine printing, delivery, printed maps, E-maps, E-books, websites and smart phone apps. Our publications always produce non-dues revenues for the chamber. 

    4. Success Leaves Clues:How Great Chambers Got That Way – Keith Woods - One of the best chamber presentations I've seen. Looking for the slides on that session!


    John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, Visitor Publications, Economic Development magazines and Maps . Contact John at (800)-600-0134 x239.

    Monday, May 6, 2013

    Monday Chamber Executive Reading List


    Re-Imagine! Business Excellence in a Disruptive Age 



    By Tom Peters

    More than just a how-to book for the 21st Century, Re-imagine! is a call to arms -- a passionate wake-up call for the business world, educators, and society as a whole. Focusing on how the business climate has changed, this inspirational book outlines how the new world of business works, explores radical ways of overcoming outdated, traditional company values, and embraces an aggressive strategy that empowers talent and brand-driven organizations where everyone has a voice.

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    John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, CVB Publications, Economic Development magazines and Maps . Contact John at (800)-600-0134 x239.

    Thursday, May 2, 2013

    Judy Baar Topinka: Flood Recovery Payments to Take Priority


    Comptroller urges impacted businesses to contact office

    SPRINGFIELD – Illinois Comptroller Judy Baar Topinka released the following statement on Wednesday to announce that her office will prioritize state payments to assist with flood recovery efforts:
    “Recent storms and flooding have destroyed the livelihoods of thousands of residents in every part of our state. Many of those hit by this ‘once in a lifetime’ flood are struggling with what to do next, and in need of immediate help to rebuild and recover.
    “To that end, the Comptroller’s Office stands ready to work with businesses impacted by this natural disaster to prioritize delayed state payments. Likewise, the office will prioritize state payments for businesses contracting for clean-up and recovery efforts in counties declared state disaster areas, including: Adams, Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Cook, DeKalb, Douglas, DuPage, Fulton, Greene, Grundy, Hancock, Henderson, Henry, Jersey, Jo Daviess, Kane, Kendall, Knox, Lake, LaSalle, Livingston, Marshall, Mason, McDonough, McHenry, Mercer, Morgan, Ogle, Peoria, Pike, Putnam, Rock Island, Schuyler, Scott, Stark, Tazewell, Whiteside, Will, Winnebago and Woodford.
    To address payments, businesses are encouraged to contact the Comptroller’s Office at 217-782-6000.
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    News from the office of Illinois State Comptroller Judy Baar Topinka - WEDNESDAY, APRIL 24, 2013
    BRAD HAHN/ 630-606-1394

    John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, Tourist Publications, Economic Development magazines and Maps . Contact John at (800)-600-0134 x239.

    Small Business Financial Boot Camp at Harper College Schaumburg, IL - 4 sessions starting May 7th




    Are you looking for financial skills that will help you grow your small business? Learn about small business financial management, how to "connect the dots" between your business operations and performance-and experience financial success! Limited seating. Register today.
    Tuition: $50 each or $175 for all four
    Understanding "The Books"
    May 7, 6:30pm-8:30pm
    Learn how to keep the necessary records for your small business, how to set up functional recordkeeping systems, and review the financial statements.
    Beyond Bookkeeping: Using QuickBooks to Successfully Manage Your Business
    May 14, 6:30pm-8:30pm
    Using QuickBooks, learn the numbers and how they impact your bottom line, how to create effective reports to manage your day to day operations, and analyze operating results with financial ratios.
    Managing Cash Flow: Your Business' Survival Depends on It!
    May 21, 6:30pm-8:30pm
    In this workshop, you will learn how to calculate and accurately project your business cash flow and understand that your survival depends on it. (And it does!)
    Budgeting and Forecasting for Small Business
    May 28, 6:30pm-8:30pm
    Business owners often neglect to determine their financial goals and objectives. Learn to prepare a budget against which to measure your achievements, and how to make reasonable, useful forecasts.
    All classes take place at the Harper Professional Center, 650 E Higgins Rd, Suite 18 North, Schaumburg, IL 60173.

    Register here.
    Source: Buffalo Grove Area Chamber of Commerce website

    John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, Tourist Publications, Economic Development magazines and Maps . Contact John at (800)-600-0134 x239.


    Wednesday, May 1, 2013

    How does your state business climate rank? Indiana looks like they are on the right track. The Enterprising State study has compiled more than 30 economic measures to compare between states.

    Indiana—ranked 8th in exports and 12th in infrastructure in this year's report—has embraced a job creation strategy focused on holding taxes in check, investing in infrastructure, offering targeted support and incentives to job-creating industries, touting the state's low cost of living, and capitalizing on its crossroads position." http://buff.ly/11CgCg4


    John Dussman is Midwest Manager for VillageProfile.com, working with chambers in Arkansas, Illinois, Indiana, Kentucky, Michigan and Missouri. More than 1500 Chamber of Commerce all over the United States have trusted Village Profile to produce their Membership Directories, Community Profiles, Tourist Publications, Economic Development magazines and Maps . Contact John at (800)-600-0134 x239.